Privacy Policy

Reasons we can share your personal information

Does James Karl & Associates share?

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), or respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -

to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -

information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes -

information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For non-affiliates to market to you

No

We don't share

Who we are

Who is providing this notice?

James Karl & Associates, 1095 Bald Eagle Drive, Marco Island, FL 34145

What we do

How does James Karl & Associates protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does James Karl & Associates collect my personal information?

We collect your personal information, for example, when you:

• Give us your contact information or show your driver's license.

• Show your government-issued ID or provide your mortgage information

• Make a wire transfer

We also collect your personal information from others, such as third parties, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates' everyday business purposes - information about your creditworthiness

• Affiliates from using your information to market to you

• Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

· Our affiliates include companies with James Karl & Associates name, and financial companies such as Attorneys' Title Fund Services, LLC, and Old Republic Title Insurance Company.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

· James Karl & Associates does not share with non-affiliates so they can market to you

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

· James Karl & Associates does not jointly market.